Market Corrections & How They Can Effect My Retirement B-432

As we continue to work toward the future day when we retire, we need to be aware of how the fluctuations of our investments can potentially effect our retirement. Based on the level of risk that is taken in the investments, the time horizon, the potential loss of the investment and the dependency on the asset itself it can play a major role on when we do retire.

 

Bear markets, defined as a period where the stock market goes down 20% or more, from the highest point, happen frequently. From 1900-2014, there were 32 bear markets. Statistically, they occur about 1 out of every 3.5 years and last an average of 367 days. For those old enough to remember, in the 1970’s the market dropped 48% over 19 months and in the 1930’s dropped 86% over 39 months. The most recent U.S. bear market occurred in 2007-2009 the market dropped 57% over 17 months. Another notable bear market is Japan’s “Lost Two Decades” from 1998 to present where the market values were noted as having declined 80%. (https://www.thebalance.com/u-s-stock-bear-markets-and-their-subsequent-recoveries-2388520)

 

 

During this presentation we will educate you on some of the following topics that will help you understand the value of planning and staging your retirement to potentially be prepared for these events.

 

  • How does the sequence of return factor in my retirement
  • What are my expectations for a rate of return and how is this important to my retirement
  • How do social security & pensions effect the solvency of my plan and how can this change
  • What are some of the ways to hedge or shelter my portfolio when these events happen
  • Buy low & sell high, we’ve all heard of the concept how do we accomplish this
  • How taxes can play an equally important role in retirement as well
  • Can I weather the storm of a correction and recover?

 

Join host Michael Alimo ( ChFEBC, Investment Advisor Representative). Beginning 30 years ago working for many Wall Street brokerage houses, veteran financial advisor Alimo’s last 15 years have been devoted to serving clientele around CT and New England at his USA Financial & Tax Services, LLC. In gratitude for many years of business and support from customers around the state, Michael remains committed to giving back to the community via informational presentations and educational workshops. He has hosted many seminars, speaking to groups about a broad array of financial, investment and retirement topics

Sessions:  1
Date:  3/28/2019
Meeting Time:  Thursday 6:30 PM - 8:30 PM
Location:  Branford High School Room TBD
Instructors: 
Michael Alimo
Fees: 
$20.00   (Class Fee)
How many people will be participating?

East Shore Region Adult
Continuing Education
185 East Main Street
Branford, CT 06405

203.488.5693
Fax: 203.315.5149

Towns Served: Branford, Clinton,
Guilford, North Branford